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Finance - Mutual FundsMutual FundsWhat is a Mutual Fund? - In a Mutual Fund, the fund manager trades the fund's underlying securities, realizing their capital gains or loss, and collects the dividend or say the interest income. ETFs: New Wave or Riptide? - ETF trend and investment information. Winning With Mutual Funds - A mutual fund (called 'unit trust' in Asia) is an investment vehicle that pools money from many individual investors. A professional fund manager invests and manages these funds into stocks, bonds and other securities. How Mutual Funds Work - Mutual funds are good options for American investors to meet their financial goals. These funds offer professional management and diversification of the funds invested. Mutual funds assets in 1990-2000 rose from 1.065 trillion to a whooping 6.965 trillion dollars. Understanding The Concept Of An IRA - An IRA is an Individual Retirement Account, which provides either a tax-deferred or a tax-free way of saving for future retirement. The bear eluded in 2000 - The last 2-1/2 years clearly illustrate that it is as important To be out of the market during bad times, as it is to be in the Market during good times. Want proof? According to InvesTech’s monthly newsletter it turns out that, Measuring from 1928 to 2002, if you started with $10 and you Followed the famous buy-and-hold strategy, that $10 would Become $10,957. If you somehow missed the best 30 months, your $10 would Only be $154. However, if you managed to miss the 30 worst Months, your $10 would be $1,317,803! Thus, my point: Missing the worst periods has profound impact on long-run Compounding. There are times when you end up better off by Being out of the market. Interestingly enough, if you missed the 30 best months and The 30 worst months, your $10 would still be worth $18,558, Which is 80% higher than the buy-and-hold strategy? This all Comes about because stock prices generally go down faster Than they go up. Wall Street and most people tend to overlook the value of Minimizing loss and that is exactly why the bear demolished More than 50% of many peoples\' portfolios while I and those Who trusted my advice escaped the worst of the beasts Rampage. Sector Funds: More Than Meets The Eye - Sector funds have their place in your portfolio, not as core holdings, but as a diversified way of making targeted investments in selected niches. What are the Advantages of Structured Settlement Mutual Funds? - When you have been awarded a settlement due to arbitration or through the order of a judge as a result of a lawsuit, one of the options open for receiving the award is by accepting structured mutual funds. Exchange Traded Funds (ETFs) Load Mutual Funds ? - If you are fed up with early redemption charges and ever increasing mutual fund management fees on top of bad-performing fund managers, read on. There is a quiet revolution going on in the no-load mutual fund industry and you, the individual investor, may benefit from it greatly. I am referring to Exchange Traded Funds (ETFs), which have been around for years, but have grown tremendously since their inception. There are currently over 100 choices with around $10 billion in assets. Portfolio Turnover: Should You Care? - Many mutual fund screening tools have portfolio turnover as one of their filters and you can usually find a fund's turnover (expressed as a percentage) on the fund's snapshot page or by doing a little digging on the fund's website. |